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What's New
*Eastmill FCU now uses Risk Based Lending to determine auto and recreation vehicle loan rates. Rates as low as 2.49% APR*
*EASTMILL FEDERAL CREDIT UNION - In this economy, SAVING MONEY is a great thing!
*Let your home work for you! Eastmill offers variable and fixed rate terms. Variable rate 3.75% APR* Fixed rate 3.99% APR* Call for details or to see how to qualify for a home equity loan.
**FOR YOUR CONTINUED PROTECTION** Due to the high volume of fraud attempts, the following countries have been blocked from use for our VISA credit card: Brazil, Quatar, Oman, Yemen, Iran, Cyprus If you have questions or concerns, please call Jean at 207-746-3428.
*FRAUD ALERT ** EASTMILL FEDERAL CREDIT UNION IS NOT AFFILIATED WITH COASTAL ENTERPRISE SOLUTIONS!
*Let us "Show You The Carfax"! Before you buy that used vehicle, check its history for damages. Protect yourself from hidden damages and save money on unforeseen repair bills later!
*Mobile Banking is here! Get your balances on your cell phone from any location! Click the link on the website to sign up today!
*EMFCU uses risk-based pricing to determine auto loan rates. **APR=Annual Percentage Rate.
*ATTENTION: DO NOT OPEN ANY POP-UP ADS THAT APPEAR ON THIS WEBSITE. WE ARE NOT OFFERING A FREE CREDIT REPORT. THIS IS FRAUDULANT ACTIVITY AND IS NOT THE ACTION OF EASTMILL FEDERAL CREDIT UNION
*IF YOU HAVE BEEN A VICTIM OF THE FREE CREDIT REPORT AD, OR ANY TYPE OF FRAUD, PLEASE CONTACT US IMMEDIATELY!
*AUTO LOAN Promotion: Rates as low as* 1.99% APR** check our Loan Rate Page for more information.
*Have you heard of our "Member Privilege"? Call today to see how this program can benefit you!
*Annual Percentage Rate. All loan rates are subject to change without notice. Conditions or restrictions may apply.
Photocopies (no charge for Credit Union related copies or for senior citizens)
$.25
per page
Close an Account Within 90 Days of Opening (share or share draft acct.)
$10.00
per account
Close an Account Within 60 Days of Opening (share or share draft acct.)
$15.00
per account
Close an Account Within 30 Days of Opening (share or share draft acct.)
$25.00
per account
Return Items
$10.00
each
Account Reconciliation
$12.00
per hour
Stop Payment on Corporate Share Drafts, Money Orders and/or ACH Items
$15.00
each
Copy of Money Order or Corporate Share Draft
$2.50
each
Wire Transfers
Outgoing (on line, off line or share to share)
$20.00
each
Outgoing (International)
$35.00
each
Credit Union Checks or Money Orders
$1.00
each
Statement Fee
$2.00
per statement
History Fee
$2.00
per history
Fax (up to two sheets) ($.50 per additional page)
$5.00
Fax (received)
$.50
per page
Atm Usage--CU24**--Visa Debit Card: Four (4) ATM Withdrawals per month free at foreign* terminals. Four (4) ATM Inquiries and/or Transfers per month free at foreign* terminals.
*Foreign terminals represent ALL terminals other than Eastmill FCU's On-Us terminals. **Eastmill FCU's CU24 cards, used AT Eastmill FCU's On-Us terminals, have unlimited free transactions.
$1.00
thereafter
VISA Debit Card Replacement One (1) re-order every two years free
$10.00
thereafter
Visa Debit Card pin replacement
$5.00
Visa Gift Cards
$2.50
each
Dormant Account Fee (accounts inactive for 2 or more years with a balance below $100.00)