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What's New

  • *EASTMILL FEDERAL CREDIT UNION - In this economy, SAVING MONEY is a great thing!

  • *Annual Percentage Rate. All loan rates are subject to change without notice. Conditions or restrictions may apply.

  • *Let us "Show You The Carfax"!  Before you buy that used vehicle, check its history for damages. Protect yourself from hidden damages and save money on unforeseen repair bills later!

  • *EMFCU uses risk-based pricing to determine auto loan rates. **APR=Annual Percentage Rate.

  • *FRAUD ALERT ** EASTMILL FEDERAL CREDIT UNION IS NOT AFFILIATED WITH COASTAL ENTERPRISE SOLUTIONS!

  • *ATTENTION: DO NOT OPEN ANY POP-UP ADS THAT APPEAR ON THIS WEBSITE. WE ARE NOT OFFERING A FREE CREDIT REPORT. THIS IS FRAUDULANT ACTIVITY AND IS NOT THE ACTION OF EASTMILL FEDERAL CREDIT UNION

  • **FOR YOUR CONTINUED PROTECTION**
    Due to the high volume of fraud attempts, the following countries have been blocked from use for our VISA credit card: Brazil, Quatar, Oman, Yemen, Iran, Cyprus
    If you have questions or concerns, please call Jean at 207-746-3428.

  • *AUTO LOAN Promotion: Rates as low as* 2.49% APR** check our Loan Rate Page for more information.

  • *IF YOU HAVE BEEN A VICTIM OF THE FREE CREDIT REPORT AD, OR ANY TYPE OF FRAUD, PLEASE CONTACT US IMMEDIATELY!

  • *Let your home work for you! Eastmill offers variable and fixed rate terms. Variable rate 3.75% APR*   Fixed rate 3.99% APR* Call for details or to see how to qualify for a home equity loan.

  • *Have you heard of our "Member Privilege"? Call today to see how this program can benefit you!

  • *Mobile Banking is here! Get your balances on your cell phone from any location! Click the link on the website to sign up today!

  • *Eastmill FCU now uses Risk Based Lending to determine auto and recreation vehicle loan rates. Rates as low as 2.49% APR*


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FEE SCHEDULES

PERSONAL SHARES/SHARE DRAFTS
Overdrafts $25.00 per item
 
Stop Payments--Checks & ACH Items $15.00 per item
 
Copy of Cancelled Draft $2.50 per item
 
Faxed Copy of Cancelled Draft $5.00 per item
 
Reinstate closed Share Draft account $15.00


OTHER SERVICE FEES (APPLICABLE TO ALL ACCOUNTS)
Photocopies
(no charge for Credit Union related copies or for senior citizens)		 $.25 per page
 
Close an Account Within 90 Days of Opening (share or share draft acct.) $10.00 per account
Close an Account Within 60 Days of Opening (share or share draft acct.) $15.00 per account
Close an Account Within 30 Days of Opening (share or share draft acct.) $25.00 per account
 
Return Items $10.00 each
 
Account Reconciliation $12.00 per hour
 
Stop Payment on Corporate Share Drafts, Money Orders and/or ACH Items $15.00 each
 
Copy of Money Order or Corporate Share Draft $2.50 each
 
Wire Transfers
Outgoing (on line, off line or share to share) $20.00 each
Outgoing (International) $35.00 each
 
     
 
Credit Union Checks or Money Orders $1.00 each
     
Statement Fee $2.00 per statement
 
History Fee $2.00 per history
 
Fax (up to two sheets)
($.50 per additional page)		 $5.00  
 
Fax (received) $.50 per page
 
Atm Usage--CU24**--Visa Debit Card:
Four (4) ATM Withdrawals per month free at foreign* terminals.
Four (4) ATM Inquiries and/or Transfers per month free at foreign* terminals.

*Foreign terminals represent ALL terminals other than Eastmill FCU's On-Us terminals.
**Eastmill FCU's CU24 cards, used AT Eastmill FCU's On-Us terminals, have unlimited free transactions. 		 $1.00 thereafter
 
VISA Debit Card Replacement
One (1) re-order every two years free		 $10.00 thereafter
 
Visa Debit Card pin replacement $5.00
 
Visa Gift Cards $2.50 each
 
Dormant Account Fee (accounts inactive for
2 or more years with a balance below $100.00)		 $2.00 per month
 
ACH Authorization Revoked $15.00 each
 
Incorrect Address Fee $2.00 per item returned
 
Zipper Money Bag $2.00 each