AUTO AND RECREATIONAL LOANS
Auto and Recreational Loans – Let us help you find the perfect ride!
Rev up your dreams of owning a new or used vehicle with Eastmill FCU’s unbeatable vehicle loan options. We proudly offer 100% financing on vehicle loans with vehicles that are 12 years old or newer, making it easier than ever to get behind the wheel of your dream ride. Enjoy the benefits of our low-interest rates, ensuring affordable monthly payments that fit your budget.
With flexible financing terms ranging from 12 to 84 months, we tailor the loan to suit your needs based on the vehicles year and amount financed. Whether you’re buying new or looking to refinance from another financial institution, we’ve got your covered. Experience the convenience of preapprovals, empowering you to negotiate with confidence.
Simplify your payments by having them automatically deducted from your Eastmill FCU checking or savings account or explore our convenient payroll deduction option. Protect your investment with our loan insurance options, including GAP insurance, Credit Life and Disability Protection, and Mechanical Repair Coverage. And to make the vehicle shopping process stress-free, explore Auto Smart, a tool designed to help you find the perfect vehicle in your area. Get in the driver’s seat of your dreams with Eastmill FCU vehicle loans today!
Auto Loans* (as low as)
| Collateral Year | Up to 36 mo. | 37-48 mo. | 49-63 mo. | 64-72 mo. | 73-84 mo. (>25K) |
|---|---|---|---|---|---|
| 2022-2026 | 4.00% | 4.40% | 4.50% | 4.70% | 5.50% |
| 2018-2021 | 4.90% | 5.15% | 5.40% | 5.80% | |
| 2014-2017 | 6.75% | 6.75% |
Camper, Recreational Vehicle and Tractor Loans* (as low as)
| Collateral Year | Up to 36 mo. | 37-48 mo. | 49-63 mo. | 64-72 mo. | 73-144 mo. (>40K) |
|---|---|---|---|---|---|
| 2022-2026 | 4.25% | 4.65% | 4.75% | 4.95% | 5.75% |
| 2018-2021 | 5.15% | 5.40% | 5.65% | 6.05% | |
| 2014-2017 | 7.00% | 7.00% |
*Tractors have a max term of 84 months
*Rec Vehicles have a max term of 72 months
*Motor Coach, travel trailer, campers & boats max term is 144 months and if the loan is less than 10K max. term is 60 months.
*.15% Discount for Direct Deposit into EMFCU
.10% Discount for auto pay from EMFCU acct.
